Insurance Product Manager – Lead
Job Summary:
The Insurance Product Manager Lead is a specialized role requiring extensive P&C insurance experience in the Florida marketplace. This individual will focus on Policy Contract Drafting. Other duties will include development and modification of insurance products, endorsements, filing process, rules and rate management and ensuring compliance with regulations and alignment with company goals. The role works closely with underwriting, claims, and legal teams to ensure all documentation is clear, accurate, and market relevant.This position is required to be on site full time in our Jacksonville or Tallahassee, FL office location. We are not offering remote or hybrid work options.
Job Duties:
Facilitates a work environment that fosters and supports ethical decision-making and actions by motivating, promoting, and modeling ethical behavior, as well as executing job responsibilities in accordance with Citizen’s core values, ethics, and information protection policies.
Evaluates results, data, market research, internal and external feedback, and other information to identify product changes and other action plans to improve Citizens’ financial results and ensure Citizens’ products are appropriate to its role in the market. Develops and presents appropriate recommendations to department management.
Conducts and analyzes market research, incorporates other information and reports to Citizens’ management and other internal and external stakeholders.
Leads cross-functional teams to implement product changes and other plans to support Citizens’ strategy. Guides or completes submission and approval of rate, rule, and forms filings. Develops and presents appropriate recommendations to department management.
Ensures successful communication of product information and changes to internal and external stakeholders. Provides detailed information required to support and develop communications and training plans. Conducts training sessions and provides ongoing subject matter expertise for internal and external stakeholders.
Provides mentoring, coaching, and guidance to Product Analysts and Product Specialists, as needed. Participates in performance review process.
Knowledge Required:
Strong working knowledge of insurance coverages and various policy types including ISO-based policies and endorsements.
Knowledge of personal/commercial property insurance including matters of coverage, claims, underwriting, valuation assessment, legal climate, and property insurance laws.
Skills & Abilities Required:
Ability to complete market and claims analysis, develop conclusions and recommend appropriate strategies.
Strong team building and mentoring skills.
Ability to effectively prioritize and manage resources, expectations, and deadlines.
Analytical and problem-solving skills.
Strong interpersonal, collaboration, and presentation skills, as well as the ability to communicate effectively – written and verbally with individuals at all levels of the organization.
Proficiency with Microsoft Office products including advanced Excel skills.
Well-developed organizational and meeting management skills.
Relevant Experience Required:
7 or more years of professional property insurance experience in product development, contract analysis, claims or property insurance underwriting to include 3 years in personal and/or commercial lines. ** Additional education may count towards experience. **
Education Required: High School Diploma | GED.
AND a bachelor’s degree OR 3 years relevant experience, OR a combination of college education and relevant experience equivalent to 3 years.
Preferred Experience:
• Familiarity with personal building valuation methods as well as ISO classifications.
• In depth knowledge of Florida property insurance market
• In-depth experience developing insurance contract language and policy contract drafting is strongly preferred.
• Chartered Property Casualty Underwriter (CPCU) or other insurance designation